First-time Home Buyers

Unlocking the door to homeownership

A home is not just a place to hang your hat, it’s a place to create cherished memories. At Solarity, we understand how important this purchase is – and we will be there with you every step of the way. Discover your loan options. Create your unique application account. Come back to complete your application at any time!

Start Your Application

More memories,
less headaches.

Buying a home for the first time can be a bit nerve-wracking. Our team of home loan experts are here to help you through the process from application to closing. With technology on our side, our team of experts are available to you on your time, via video chat, email, phone, on in person. They work hard to get you in your new home as fast and as easily as possible.

Get Started
  • Expert team
  • Personal guidance
  • Available on your schedule
  • Video chat capabilities
  • Available via email, phone, or in person
  • Easy application
  • Fast processing

Renting vs Buying–which is right for you?

There are great advantages to owning a home, but there are also a lot of responsibilities associated with ownership as well. Here are some questions for you to think about when considering if you are ready to purchase a home:

  • Do you have a steady income?
  • Do you plan to stay in your new home for at least a few years?
  • Have you saved for the up-front costs of purchasing a home?
  • In addition to your mortgage payment, have you planned for property taxes, home insurance premiums, and utilities?
  • Will you have an emergency fund to take care of repairs?
  • Are you prepared to keep up with maintenance, yard work, and other responsibilities of homeownership?

Our team of experts can help you determine what works best for your goals and needs.

Not quite ready to apply?

No problem! Our home loan experts come by their name honestly. Simply answer a few questions and we will connect you with someone who specializes in your specific situation.

Talk to an Expert