Video: How do I create a budget?


Solarity is here to help you get your ducks in a row.

Think of your spending as going into three baskets. Fixed expenses, future goals, and flexible spending.

What are your fixed monthly expenses? These can include housing, utilities, or transportation.

Make sure that saving and paying off debts are part of your monthly budget.

Now is the time to start funding your future. Whether it’s the kids’ college education, your elusive retirement, the ever-coveted man cave… or maybe it’s the inevitable mother-in-law suite.

Flexible spending covers all of the variable expenses throughout the month, such as gas, dining out, or taking your daughter to see THAT movie for the 10th time.

To calculate your flexible spending budget, start with your net pay, and subtract the total of your fixed costs and savings goals.

How much is left over? Divide the amount by 4. This is your new weekly spending amount.

Solarity Credit Union is making positive experiences happen for our members, employees, and communities. Orange you glad we have a plan that fits the bill?


Budgeting Basics

Budgeting might seem like a burden, but having some buck in the bank is beneficial. Solarity is here to help you make it a breeze. Orange you glad Solarity is here for you?

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Let’s be honest, finances can be tough. We want to make it easy as possible for you to reach your goals, so we’ve compiled some tips and tricks to help you along the way. Orange you glad we’ve got your back?

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